HVAC Financing with Mr. Furnace Heating and Air

Book our next installation spot and get 12 months of no interest, no payments on your new home HVAC system.

Limited stock available. Get yours before they’re all gone!

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Heating & Air Conditioning for St. Catharines & the Niagara Area

Finance Your New Home HVAC System with Mr. Furnace!

Shopping for a new home furnace or air conditioning system, but don’t want to break the bank or stretch your budget to the brink?

The pros at Mr. Furnace are here to help you save. Book our next installation spot and get 12 months no interest, no payments on your new system.

Here’s just a few reasons why you should finance with Mr. Furnace…

  • Up to 100% financing for all your home comfort needs
  • No down payment
  • Variety of financing offers including:
    • No Interest No Payment programs
    • Low Monthly Payment programs
  • Open loan: pay off the entire loan at anytime without penalties
  • Personal and confidential
  • Easy deductions from your bank account
  • Take up to 10 years to pay

Limited stock available. Get yours before they’re all gone!

Fast, secure and confidential. Contact us now for further details!

Call us at  289-271-0121 to secure financing for your home HVAC system today.

Home AC & Furnace Financing FAQs

Yes! Mr. Furnace offers financing for AC & furnace installation and replacement. We make it easy with fast, friendly, affordable financing programs that include payment plans for no payments & no interest for 12 months. Contact a Home Comfort Advisor near you to learn more.

Yes, we offer combination AC & furnace financing. If you’re looking to upgrade or replace & install a brand-new heating and cooling system, our financing programs are available for both, for no payments & no interest for 12 months. Contact a Home Comfort Advisor near you to learn more.

Our financing deferral plan means you can get year-round home heating & cooling for no payments & no interest for 12 months, with no down payment necessary and availability for all forms of credit history, good or bad.

No! No down payment on your new home HVAC system is necessary with our financing program. Simply call a Home Comfort Advisor & ask about this program to get started today.

Yes! We offer home AC & furnace financing for homeowners with all forms of credit. If you have bad credit, you can still apply today!

Financing allows you to pay off an expensive home comfort system at a pace and rate that is much more comfortable for you, your financial situation and your budget. It allows homeowners to enjoy the luxury of home heating & cooling without the stresses of a massive upfront payment that you may not be able to afford in one lump sum.

Benefits of our no payments no interest financing program include: 

  • Up to 100% financing for all your home comfort needs
  • No down payment necessary
  • Open loan: pay off the entire loan at anytime without penalties
  • Personal and confidential
  • Easy deductions from your bank account
  • Take up to 10 years to pay

Yes! Mr. Furnace Heating & Air is proud to offer financing options & payment plans for home HVAC systems from Lennox. Contact a Home Comfort Advisor near you to learn more.

Lots! With our home HVAC financing offer, you’ll get a new, Energy Star Certified Home Comfort System that includes:

  • Smart Wi-Fi NEST thermostat
  • Healthy Air Media Filter
  • Tailored Return Air Drop
  • Dual Pipe Furnace Ventilation
  • Pressure Tested Gas Piping
  • New Electrical Connections
  • Sound Dampening Air Conditioner Pad
  • New Outdoor Safety Disconnect
  • ESA Electrical Permit
  • Floor Savers and Runners for Home Protection
  • 20-25 Year System Life Expectancy

Plus, get custom sized equipment & calibration from certified HRAI installers for your home, including:

  • Accurately sized refrigeration lines
  • Energy saving refrigeration balancing
  • Custom sealed ductwork
  • Air flow optimization
  • Optimal gas pressure calibration

Applying is as easy as clicking a couple of buttons. Simply call a Mr. Furnace Home Comfort Advisor at 289-271-0124 or fill out our financing form at the bottom of this page to get started on your home HVAC financing application today.

Ensure your family’s home comfort and save on the installation of a new HVAC system with this great deal – ​get yours before they’re all gone, while supplies last!​

What Sets Us Apart​


  • Decades of Industry Experience: The friendly experts at Mr. Furnace have been the premier choice for furnace installation in St. Catharines and the Niagara region for over forty years.
  • 4.5 Star Rating on Google: We take our customer service seriously, which means that we aren’t satisfied until you are. We work hard to ensure every interaction you have with us is a positive one.
  • Right Time™ Certified Technicians: All of our technicians are required to have the correct certifications for their job, and receive ongoing training. This ensures that every installation is done correctly and meets our high standards. All of our employees are required to pass a background check and be bondable.
  • Locally Owned & Operated: We have been serving the families of the Niagara region and St. Catharines since we first opened in 1978, and to this day we maintain our unwavering commitment to providing the highest-quality services and products.

Heating & Air Conditioning for St. Catharines & the Niagara Area

Our Guarantees

Whether we are installing an air conditioner or repairing your furnace, the team at Mr. Furnace stands behind our work. We aren’t satisfied until you are satisfied, and we will do everything we can to ensure that your experience with us is a great one.

Why Choose Us?

1

No Loopholes™

We aren’t satisfied until you are 100% satisfied with our craftsmanship, products, and materials. If within two years of the date of installation, you are not completely satisfied with our service or the quality and performance of your home comfort system, and we can’t make it right for you then we will gladly remove the system and return your original investment.

2

No Hassles™

If your new system breaks down within the first year, leaving you without heating or cooling, we guarantee that we will repair your equipment within twenty-four hours of your call or we will fix your problem for free and give you $1,000 to apologize for the inconvenience.

3

Just Right™

Not too hot, not too cold… Just Right!™ If your system does not achieve the temperature you desire, we will make any modifications up to and including replacing the entire system at no charge.

4

We Respect You™

We promise that while our technicians are in your home, they will respect your property, protect it from damage, and leave their work area as clean as they found it. If we fail to meet any of the high standards we have set for ourselves, we will give you our full Five Year System Check-Up Package free of charge.

What Homeowners Say About Mr.Furnace’s HVAC Services

From the home comfort specialist to the installers, Mr. Furnace was a pleasure to deal with and very accommodating. They went above and beyond from initial consultation to the end of installation. They committed to everything they said they would do and more. All work is certified and looks very clean and neat. They are even coming back in the spring for AC unit start up. If you need a new furnace, air conditioner, or just service I highly recommend Mr. Furnace.“​

I have had the best quality service, maintenance and assurance of safety and performance of the furnace and humidifier unit! Matt and others have been professional and explained the issues of concern. This was a scheduled annual maintenance and some problems needed tending to proactively rather than waiting for the system to break down. I am so glad I joined the monthly program. A superb company and team!“​

Heating & Air Conditioning for St. Catharines & the Niagara Area

Satisfaction Guaranteed

We guarantee all of our work for one year after the date of installation.

24-Hour Service

Reliable service, whenever you need it. No additional charge for after-hours, weekend, or holiday appointments.

Decades of Experience

Mr. Furnace has been serving families in St. Catharines and the Niagara region since 1978.

Right Time™ Certified Technicians

All of our technicians undergo a thorough background check and extensive training.

Locally Owned & Operated

Our customers are our neighbours – we’ve been Serving local families for over forty years.

Exceptional Customer Service

We have an average 4.5-star rating on Google, and the Better Business Bureau® has awarded us an A+ rating.

Contact Us For a Quote on HVAC Services in St. Catharines and & the Niagara region